Foreclosure help in Orlando, FL
Florida's foreclosure process takes time, and every stage before the final sale is stoppable. Edis will tell you exactly where you stand.
Orlando and Orange County sit in Central Florida, a different region and a different real estate market than Edis's core Southwest Florida service area — but Florida's foreclosure law doesn't change by region. Every homeowner in the state, whether in Cape Coral or Orlando, goes through the same judicial foreclosure process: a lender must file a lawsuit, win a final judgment, and get a sale date approved by a judge before a property can be sold at auction.
Orlando foreclosure cases are filed in Orange County Circuit Court and processed through the Orange County Clerk of Court. The same statewide timeline applies — typically 12 to 24 months from the first missed payment to a foreclosure sale — which means Orlando homeowners have just as much time and just as many options (short sale, loan modification, deed in lieu) as homeowners anywhere else in Florida.
Edis works with Orlando homeowners using the same approach she's used across Southwest Florida for 17 years: a free, confidential consultation to assess the situation, followed by direct negotiation with the lender if a short sale is the right path forward.
The Florida foreclosure timeline: 6 stages
Missed payments begin
Lender sends late notices. No court involvement yet. Best time to act.
Day 1–90Notice of default
Lender formally notifies you of default. NOT a court filing. You still have time.
Month 3–6Lis pendens filed
Lender files lawsuit in Florida court. You receive a summons. Process clock starts.
Month 4–8Court proceedings
Florida requires a judge to approve foreclosure. Takes months, often more than a year.
Month 6–18Final judgment
Judge rules in lender's favor. Sale date set, typically 30 to 35 days out.
Month 12–24Foreclosure sale
Property sold at public auction. Every stage before this is stoppable.
Month 14–26Your options, explained plainly
Orlando Foreclosure & Short Sale Questions
Is the foreclosure process different in Orlando than in Southwest Florida?+
What court handles foreclosure cases in Orlando?+
Does Edis only work with Southwest Florida clients, or does she help Orlando homeowners too?+
Free resources for SWFL homeowners
- Orange County Clerk — Foreclosure Sales
Official Orange County foreclosure sale listings, dates, and court records.
Know where your case stands in the Orange County court system.
- 995HOPE — National Foreclosure Hotline
Free hotline at (888) 995-4673 connecting homeowners with HUD-approved counselors.
Call them, then call Edis — two expert opinions are better than one.
- Florida Homeowner Assistance Fund (HAF)
State program providing financial assistance to eligible Florida homeowners impacted by COVID-19.
May cover past-due mortgage payments — check eligibility before any other action.
Get your free consultation
No judgment. No pressure. Just honest answers from someone who's done this for 17 years.
Private and confidential. Never shared. Edis responds within 24 hours.
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